Public liability insurance

Public liability insurance is similar to employers liability insurance however this allows protection against a claim made to you and your business by a member of the public. If a member of the public suffers an illness or injures himself or herself and they believe that you at fault then they may make a claim against you. Should this happen and be pursued in court then you may find your business liable for the court costs of the claimant as well as your own court costs and legal expenses and fees. You will also be responsible for making a payment to the NHS for any medical treatment and therefore the costs incurred by the claimants should they win their case against you.

In addition to this you may be asked to make a payment of compensation to the injured person. Therefore despite any risk management systems that you have in place you may find that your business would have better protection against any financial implications in advance of a claim being made against you.

As part of our free and unbiased service to you we will perform a search of the best providers of public liability insurance saving you time and money in doing so. Our comprehensive search will compare all of the providers on the top UK market based upon your unique business needs. We will take into account the industry that your business is in, the size of your company and the activities that it carries out as well as the amount of public exposure. This tailored search will enable us to find you the best public liability insurance providers saving you time.